Jury Trial Win and the Importance of Uninsured and Underinsured Auto Coverage
A car wreck client of McMath Woods P.A. recently won a jury trial against his underinsured motorist carrier, Shelter Insurance, in Pulaski County Circuit Court. The client was represented by McMath Woods Partner Will Bond. Shelter had denied payment to the client of underinsured motorist coverage policy limits claiming that the injuries the client suffered in the rear end collision pre-existed the wreck and he had been fully compensated. Shelter hired an expert and aggressively defended our client’s claims of injuries and permanent damage. Luckily, a Pulaski County jury decided in favor of the client and against Shelter and awarded the policy limit of $50,000.
This case highlights a couple of very important facts for all insurance consumers. First off, you should always carry uninsured and underinsured insurance coverage on all your cars, trucks, motorcycles… every motorized vehicle that you can. You cannot control whether someone runs into your car or truck, and you cannot control if they have insurance coverage or how much insurance coverage they have. Call your insurance company or agent today and make sure you have these coverages. It is incredibly important if you are in a car wreck or even if you are hit as a pedestrian.