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What You Need to Know About Arkansas Insurance Premiums After a Car Crash

Published on Aug 2, 2019 at 10:44 am in Auto Insurance.

Car crashes can happen to anybody. In a crash report issued by the Arkansas State Police, they listed that there are over 60,000 car accidents a year in the state of Arkansas. Many of those accidents cause damages and injuries. Thankfully, car insurance is there to cover most damages. But what exactly happens to your insurance premium after a serious car crash?

In a Car Wreck? What to do (or at least consider)

Published on Jan 2, 2015 at 9:06 pm in 18-Wheeler wreck, Auto Insurance, car accident, car wreck, Uncategorized.

Injured in a car wreck? Suggestions on what to do and when to do it are below. These suggestions or tips are designed to apply to your typical car wreck.  Other blog posts note that wrecks involving 18 wheelers or other commercial vehicles can be different and more complicated.  You may need to consider hiring a lawyer almost immediately in those instances involving significant injury or property damage, particularly when an 18 Wheeler and/or other commercial vehicle are involved.  Also, keep in mind that many vehicles now have downloadable data recorders in them that can reveal speed, hard breaking events, air bag activation, and seat belt usage.  This data can become very important at times in cases where both sides are claiming fault on each other or in cases where there are no witnesses besides the parties involved.  To preserve this data, you may need the help of a lawyer.

What to do at the scene of the wreck:

1) Call the police. Whether you’re injured or not you need to call the police to make a record of the collision.
2) Do not move your vehicle until instructed by the police to do so. Police officers use the location of the vehicles and vehicle debris to make determinations of fault.

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