Losing a loved one due to wrongful death is a devastating experience. In addition to the emotional toll, there are practical matters to consider, such as funeral and burial costs. Navigating this process can be overwhelming, but understanding your options can provide some relief during this difficult time.
Let’s explore how to get help in paying for a loved one’s funeral expenses after a wrongful death.
Wrongful Deaths and Funeral Costs
Before delving into the financial aspects, it’s important to understand what “wrongful death” means.
Wrongful death is when a person dies due to the negligence or misconduct of another party. This could include accidents, medical malpractice, or criminal acts. In such cases, the responsible party can be held liable for damages, including funeral costs.
Typically, paying funeral expenses falls on the deceased person’s estate. If the deceased had a will, the executor of the estate is usually responsible for handling any end-of-life costs they have. However, if the wrongful death claim is successful, the responsible party may be required to reimburse the estate for these costs.
Other Options for End-of-Life Expenses
If the estate does not have sufficient funds to cover funeral expenses, there are other options available.
One option is to use life insurance proceeds if the deceased had a policy in place. Life insurance can provide financial support to cover funeral costs and other expenses for the surviving family members.
Other options could include:
Government Assistance Programs
In some cases, government assistance programs may be available to help cover funeral costs. For example, the Social Security Administration provides a one-time death benefit to eligible surviving family members. However, at an average lump sum of $255.00, according to the Social Security Administration (SSA), this benefit is unlikely to cover a significant portion of expenses.
Some states, including Arkansas, also offer financial assistance programs for low-income families who are unable to afford funeral expenses.
Crowdfunding and Community Support
Crowdfunding has become a popular way to raise funds for various causes, including funeral expenses. Websites like GoFundMe allow friends, family, and community members to donate money to help cover funeral costs.
Social media can also be a powerful tool for spreading the word and garnering support from a wider audience.
Negotiating With Funeral Homes
Funeral expenses can vary widely depending on the services and arrangements chosen. It’s essential to shop around and compare prices from different funeral homes.
Don’t hesitate to negotiate with funeral directors to find a package that fits your budget. Many funeral homes offer payment plans or financing options to help ease the financial burden.
Seeking Legal Advice
If you’ve experienced the loss of a loved one due to someone else’s negligence or deliberate actions, you may have grounds to file a wrongful death lawsuit. Funeral expenses and burial costs are often included in the damages sought in such cases.
In a wrongful death lawsuit, you can typically seek compensation for a variety of damages, including:
- Funeral and burial expenses: These include costs associated with the funeral service, burial or cremation, casket or urn, cemetery plot, headstone or marker, and other related expenses.
- Medical expenses: If the deceased had medical bills related to the injury or illness that led to their death, these expenses can often be included in the lawsuit.
- Loss of income: You can seek compensation for the income the deceased would have earned over their lifetime, including potential future earnings, benefits, and other financial support they would have provided to their family.
- Pain and suffering: Damages may be awarded to compensate for the physical and emotional pain and suffering endured by the deceased before their death.
- Loss of consortium: Family members may be entitled to compensation for the loss of companionship, guidance, and support provided by the deceased.
To pursue a wrongful death lawsuit, you typically need to demonstrate that the death was caused by someone else’s negligence, recklessness, or intentional actions and that you (as a surviving family member or representative of the deceased’s estate) have suffered financial and emotional harm as a result.
As you can imagine, this can be a complicated process and sometimes difficult to prove.
That’s why it’s so important to consult with a qualified attorney who specializes in wrongful death cases. These professionals can help you understand your rights, evaluate the strength of your case, and navigate the legal process effectively.
Most importantly, they can help ensure that you don’t miss out on compensation that you and your family rightly deserve.
Laws regarding wrongful death lawsuits vary by jurisdiction, so an attorney, like ours at McMath Woods P.A., can provide guidance specific to your situation and here in Arkansas. This emphasizes the importance of legal advice from an experienced Little Rock lawyer who specializes in wrongful death claims even more vital.
One of our knowledgeable wrongful death attorneys can help you understand your rights, navigate the legal process, and help you build the strongest possible case that commands maximum compensation for your loved one’s death.
Losing a loved one in a preventable death incident is a heartbreaking experience, made even more challenging by the financial burden of funeral expenses. However, there are options available to help ease the financial strain and ensure that your loved one receives a proper farewell.
By understanding your rights and exploring all available resources, you can navigate this difficult time with greater peace of mind.