In Arkansas, all drivers are required by law to have liability insurance of at least $25,000 per person. Despite this legal requirement, an estimated 15.9% of Arkansas drivers in 2012 were uninsured. https://www.iii.org/fact-statistic/uninsured-motorists
What happens if you or your loved ones are injured in a motor vehicle collision with an at fault driver who is uninsured? In most cases, you’ll be unable to make a recovery against the uninsured driver and your only option will be to file an uninsured motorist claim with your auto insurance carrier.
McMath Woods encourages all Arkansas drivers to purchase uninsured motorist coverage.